What is KLARNA

WHAT IS KLARNA?

No interest. No fees.

It’s not too good to be true. We partner with KLARNA to give you the best payment alternatives

Part 1: How it works Shop now. Pay later with Klarna. We’re excited to announce we have partnered with Klarna to bring you new ways to pay at checkout. It’s a safe and simple way to get the stuff you want, when you want it. Here’s how it works:

Step 1 Add products to your cart and select “Klarna” when you check out

Step 2 Enter a few personal details and you’ll know instantly if you’re approved

Step 3 Klarna will send you an email confirmation and reminders when it’s time to pay

Step 4 You can complete your future Klarna purchases with just one click

Part 2: Payments information [ATTN: Only insert the below payment options that are available on your store] Pay in 4 interest-free installments Split your purchase into four equal payments.

Just enter the credit or debit card details of your choice and make automatic payments every two weeks. No interest or fees when you pay on time.

Alternative version: Shop today and split purchases into 4 equal interest-free installments. Zero interest and no fees when you pay on time.

Simply enter your card details and automatic payments are taken every 2 weeks. Full terms of Pay later in 4 interest-free installments. *CA residents: Loans made or arranged pursuant to a California Finance Lenders Law license. Pay in 30 days Try your stuff at home and decide which items you want to keep. Make your payment in full 30 days after your purchase is shipped. No upfront payments, no interest, and no fees when you pay on time. Alternative version: Shop now and pay for only what you decide to keep. With this home try-on shopping option, get the items you want now and pay up to 30 days after shipment. No upfront payments and zero interest. No fees when you pay on time. Full terms of Pay later in 30 days. Full terms of Pay later in 30 days by card. *CA residents: Loans made or arranged pursuant to a California Finance Lenders Law license. Monthly Financing Apply for monthly financing during checkout. It’s a simple,

2-step application process with an instant decision. When approved, you can manage your payments and get payment reminders in the Klarna App.

Alternative version: Conveniently pay for purchases over time with monthly financing. Shop for the items you need, when you need them. Simple, fast and an instant decision at checkout. After you’re approved, manage purchases and set up automatic payments in the Klarna App. Full terms of Financing.

Part 3: About Klarna Pay online or in the app Review your latest purchases and make payments in the Klarna app or online. ●

Download the Klarna app: https://www.klarna.com/app ● Log in online: https://app.klarna.com/login. ●

Chat with customer service: https://www.klarna.com/us/customer-service/ Safe and secure With Klarna, you are always covered through Klarna’s Buyer Protection policy. Modern safeguards protect your information to prevent unauthorized purchases.

Frequently asked questions Visit our FAQ (https://www.klarna.com/us/customer-service/) page to find out more about using Klarna.

About Klarna At Klarna, we have a relentless focus on creating the best shopping experience in the world. We believe payments are so much more than just a way to send money.

That’s why our smooth payment methods give you more time, control and joy so you can focus on the things you love. ●

80 million shoppers are using Klarna. ●

190,000 retailers are working with us worldwide. ●

We’ve been powering online checkouts for 14 years